Consumers don’t always take advantage of all the discounts available
Auto insurance is a necessity that can be frustrating to some consumers. Finding out insurance discounts to save you money can allow consumers to maintain the proper coverage while still being kind to their budget.
“Shopping for auto insurance can be complex,” said Tom White, Executive Vice President of Florida Operations for AAA – The Auto Club Group. “The new Select Auto through AAA is a customizable product with a variety of discounts to help consumers save money on their auto insurance.”
One of the newest ways to save money on auto insurance is safe driving or Usage Based Insurance (UBI) discounts. According to a recent AAA Consumer Pulse™ survey, the majority (70%) of Floridian auto insurance policyholders have never participated in a UBI Program. AAA – The Auto Club Group’s UBI discount program is known as AAA Drive™, which is a discount featured on the Select Auto product.
AAADrive™ is a mobile application that helps members to improve their driving safety by using smartphone technology to capture key data related to factors like speed, smoothness and fatigue. One of the advantages of this technology is it utilizes the users own mobile device instead of a telematics device placed inside their vehicle. One-third (34%) of policyholders would prefer using a smartphone app to measure driving habits.
“AAADrive™ is the first telematics program approved in Florida that operates solely via a smartphone app, keeping us a step ahead of our competition,” said Matt Nasworthy, Florida Public Affairs Director, AAA-The Auto Club Group. “And consumers can save up to 10% for just participating in the AAADrive™ program.”
Another key auto insurance discount available with Select Auto is Prior Insurance Tenure discount. When a customer switches to AAA and had no lapse in coverage while insured with their prior carrier they can receive a discount. The Pay in Full discount grants consumers a discount if they pay their policy premium in full within 7 days of the policy effective date. And a unique discount to AAA is the AAA Membership discount, which rewards members with a discount based on the number of years they’ve had a AAA membership.
Additional auto insurance discounts available on Select Auto include:
- Multi-Car Savings
- Paperless Discount
- Anti-Theft Device Discount
- Good Student Discount
- Automatic Payment Deduction
Consumers are also eligible for a comprehensive household coverage review called AAA Triple Check. AAA’s agents will conduct a free review of the consumer’s current auto insurance policy, assess any changes in their lifestyles and advise if they are getting the best rate and all the available discounts.
For more information about Select Auto, AAA members and consumers should talk to a AAA Insurance agent at their nearest AAA branch or visit aaa.com/insurance. Subject to underwriting eligibility requirements. Discounts and savings opportunities are subject to eligibility requirements, terms and conditions. Insurance underwritten by Auto Club South Insurance Company.
AAA Consumer Pulse™ Survey
The AAA Consumer Pulse™ Survey was conducted online among residents living in Florida from April 4, 2018 – April 18, 2018. A total of 360 auto insurance policyholders completed the survey. Survey results have a maximum margin of error of ± 5.2 percentage points. Responses are weighted by gender and age to ensure reliable and accurate representation of the adult population (18+) in Florida.
About The Auto Club Group
The Auto Club Group (ACG) is the second largest AAA club in North America. ACG and its affiliates provide membership, insurance, financial services and travel offerings to over 9.6 million members across eleven states and two U.S. territories including Florida, Georgia, Iowa, Michigan, Nebraska, North Dakota, Tennessee, Wisconsin, Puerto Rico and the U.S. Virgin Islands; most of Illinois and Minnesota; and a portion of Indiana. ACG belongs to the national AAA federation with more than 59 million members in the United States and Canada and whose mission includes protecting and advancing freedom of mobility and improving traffic safety. Motorists can map a route, identify gas prices, find discounts, book a hotel, and access AAA roadside assistance with the AAA Mobile app for iPhone, iPad and Android. Learn more at AAA.com/mobile. Visit AAA on the Internet at AAA.com.