From accident claims, which injuries pay the most?
Your personal injury settlement amounts depend on the type of injuries you suffered in the car accident:.
a) How severe are your injuries.
b) How much can you prove your pain and suffering.
The auto insurance company classifies your injuries into two categories, soft and hard injuries.
Most car accident injuries are soft wounds, and are called soft because they only involve the soft parts of your body, muscles and other tissue. This includes strained neck, sprained ankles or knees, back muscle spasms, whiplash and so forth.
Soft wounds don’t pay much because are not permanent most of the times and are not considered life damaging.
Another reason is that you can’t demonstrate how terrible a soft injury truly is. Soft injuries are subjective and can’t be evaluated or quantified by any medical report. You can only describe the pain you feel.
And the insurance companies know this. They know that on the off chance that you ever took your claims to a court, your own personal injury settlement sums will be low since you couldn’t demonstrate how seriously you were harmed.
Accordingly, you commonly get less amount of money for a soft injury.
On the other hand, hard injuries are considered more severe and this type of injuries get the most out of the settlements because of the impact on your long term lifestyle and health they can have. They can also be proven in court and are easily documented.
Types of hard injuries that get the biggest personal injury settlement amounts:
These type of injuries get more money from a settlement because the injuries can last for long and there can be recurring concussions, headaches, dizziness etc. These injuries have a high rate of serious complications.
Because the insurance companies know this, they will try to rush you and settle quick because of the risk of you getting a major diagnosis and expensive treatments.
When an X-Ray reveals fractures or broken bones, you should increase the settlement amount.
You get more depending on the severity of the break and the impact on your normal life. A small fracture is not considered as damaging as being stuck in a wheel chair.
Scars and other wounds
If there are severe wounds and you needed stitches, the chances are you will develop a scar, and you can increase your settlement amount, if you can prove psychological damage or financial loss. If the scar is permanent, it would increase your settlement amount further.
To get a settlement for a scar, consult a plastic surgeon and see how much it would cost to remove it. This way you can have an idea of how much you should you get from the settlement.
Separated muscles, dislocation of joins, torn ligaments and tendons
These types of injuries are known to be so painful and for that reason the amounts of the settlements should be higher.
Presenting medical reports to a jury, describing the tearing, dislocations and separations, they can’t help but feeling for the person that got injured. A painful perception of your injuries means increasing the amount of the settlement.
Spinal injuries involve the damage of vertebrae or spinal discs, which affect your ability to move without restrictions, having an impact on your activities, so the personal injury settlement amounts have to be increased accordingly.
So now you know how big of a role the type of an injury plays in determining your personal injury settlement.
It all depends on how painful and provable the injuries can be perceived by a potential jury.